1. Health sources cover 1 15 kinds of serious diseases and healthy life covers 1 15 kinds.
Second, the amount of compensation for mild illness has also changed. 30% of the basic insured amount for 3-5 minor illnesses paid by health sources; For the amount of compensation for the death/total disability protection/terminal illness of minors, "healthy life" pays 65438+ 0.5 times of the premium paid, and "source of health" increases to 2 times.
Third, the "health source" claims conditions are more relaxed. There are nine exemption clauses for death in Healthy Life, with two additional clauses: 1) The insured is infected with HIV or AIDS (except AIDS caused by occupation and blood transfusion); 2) Hereditary diseases, congenital malformations or chromosomal abnormalities. There are only seven exemptions for health source death. The death caused by the first two cases, a healthy life can not claim compensation, but a healthy source will.
Four, the limitation of action for the death liability of "health source" is 5 years, and the others are 2 years; The time for all liability lawsuits of Health Life is 2 years.
Five, the policy pledge loan, "health source" loan amount shall not exceed the cash value of the policy; "Healthy Life" loan amount shall not exceed 95% of the cash value of medical care.
However, a healthy source is not necessarily the best insurance product, but it is important to suit yourself.