Sino-American Luen Thai Metropolitan Life Insurance Company is an insurance company approved by China Banking Regulatory Commission. It is jointly funded by a subsidiary of American Metropolis Group and Shanghai Luen He Investment Co., Ltd., with a registered capital of 2.72 billion yuan, providing life insurance, health insurance, accident insurance and annuity insurance products to consumers in nearly 30 cities across the country. By reading this article, we can learn more about MetLife and its insurance products: Is Luen Thai MetLife reliable? Is the product worth buying? One article is published!
Let's take a look at how to enjoy the health and critical illness insurance of Luen Thai MetLife:
Enjoy health and critical illness insurance, and anyone from 30 days to 54 years old can take out insurance.
Its guarantee period is flexible and optional, from 20 years to 70 or 80 years old, but life-long guarantee is not considered. Although under the same coverage, the premium in whole life insurance is more expensive than term insurance, whole life insurance can give people a sense of security for the rest of their lives, and they don't have to worry that they won't get serious illness protection after the coverage expires. Whether to buy lifelong critical illness insurance or lifelong critical illness insurance, this article tells you the answer: should critical illness insurance be guaranteed for life or for life?
The coverage of health critical illness insurance is different from that of most critical illness insurance that provides protection for serious, moderate and minor diseases in the market. It provides protection for serious diseases, mild diseases, cancer in situ and specific diseases, among which only three kinds of mild insurance are guaranteed, and many serious diseases insurance will protect the high incidence of severe diseases corresponding to dozens of mild diseases.
Although there are two additional risks to enjoy health and critical illness insurance, which provide death protection and expiration protection, their additional insurance payment is conditional, and only one of them is paid. If the insured is diagnosed with a serious illness during the guarantee period, the insurance contract will be terminated and the premium refund function will be lost decades later. Let's take a look at other critical illness insurance and choose products with comprehensive protection and better cost performance: the top ten popular critical illness insurance stocks worth buying!
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