What are the insurance third-party platforms?

Insurance third-party platform is an intermediary platform that provides tools and services for buyers and sellers, which is divided into insurance brokerage companies and third-party internet insurance platforms.

1. Insurance Brokerage Platform

The insurance brokerage platform can provide the insured with a suitable insurance scheme and answer some questions about insurance products, such as the terms and contents of the products, the guarantee contents and so on. Insurance brokerage companies have professional insurance brokers to improve one-on-one service, from consultation to matching scheme to later claims, all brokers provide full service, which really saves a lot of worry. So far, the insurance brokerage platform is also a popular and popular channel. Common insurance brokerage companies include Mingya Broker, Datong Insurance Broker, Jinwen Broker and Lee Wing-tat Broker.

2. Third-party network platform

Micro-insurance like WeChat, Ant Insurance of Alipay and My Cloud Insurance all belong to the third-party network platform. You can understand it as Taobao. Insurance companies can sell their own products on the platform, and the prices of products sold on it are generally not high. However, these platforms are only responsible for product display and sales, and subsequent security claims generally require customers to contact insurance companies to handle them themselves.

Top ten third-party insurance platforms

Hurun Research Institute released the Internet insurance intermediary service platform Top 10 in China in 2020, and listed the Internet insurance intermediary service platform top 10 in China. Micro-insurance ranks first, ant insurance ranks second, and Yibao YEATION, which focuses on health insurance scene marketing, ranks third. Huize. Com, Shuidi Insurance Mall, JD.COM Insurance, Suning Insurance, Ctrip Insurance, Wei Yi Insurance Division and Xiaoman Insurance ranked 4th 4- 10/0.

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