Health: First, the diet should be healthy and reasonable instead of eating whatever you want; Two, to ensure three hours of exercise time every week, not less than half an hour at a time, the form is not limited. Third, family members live in harmony, men accept women's complaints and nagging, and women appreciate men's efforts and responsibilities.
Wealth preservation: diversification of investment, current savings for the family's daily expenses for three months; Stock investment does not exceed 30% of family assets; Medical and accident insurance is mainly for adults, and children should consider an accident and education savings.
Children's education: don't report to various training classes, compare interest classes. Parents are the best teachers for children. When children are young, parents try to shape their own role models and discover their talents and specialties. Harmonious parent-child relationship and family relationship are the most basic and important guarantee for children's education. Don't expect schools and teachers, you should assume the responsibility of parents. A child who truly loves you should not only spend money, but also spend time with him and grow up with him.
Old-age planning: Don't expect the government to support yourself. Plan well before retirement. Buy a commercial insurance that takes inflation into account in advance (usually 3% per year). Secondly, choose a few stocks (clothing, food, housing, transportation, use and health) that will not be delisted in advance and hold them for a long time. Finally, and most importantly, keep learning, keep pace with the times, especially know more about young people's ideas and lifestyles, don't criticize, but see what adjustments you want to make.