You need to know what insurance the elderly have and what insurance to buy for their parents.
Commercial insurance suitable for 58-year-old configuration includes critical illness insurance/cancer prevention insurance, million medical insurance/cancer prevention medical insurance and accident insurance.
With the increase of age, the physical function of the 58-year-old population gradually declines, and the possibility of suffering from diseases will also increase. Therefore, the disease risk of the 58-year-old population needs attention, and it is necessary to allocate critical illness insurance and million medical insurance.
Critical illness insurance is a kind of payment insurance, with critical illness insurance. If the insured unfortunately suffers from related diseases and meets the requirements, the insurance company will pay insurance money; Millions of medical insurance is reimbursement insurance, which can reimburse high treatment expenses in proportion.
However, it is worth noting that these two types of insurance have strict requirements for health notification. If the 58-year-old population is sick and cannot be insured through health notification, they can also choose cancer prevention insurance and cancer prevention medical insurance with looser health notification!
Friends who want to know about cancer prevention insurance can read this article:
What is anti-cancer insurance, how to buy it and which one is good, comprehensive analysis and comparative evaluation.
In addition to the risk of disease, the risk of accidents in the 58-year-old population also needs attention.
Fifty-eight years old is the age when people have entered retirement or are ready to enter retirement. I believe that many 58-year-old people will like to go out to play, and there may be accidents in the process. Therefore, accident insurance also needs to be configured!
Because we can't predict when the accident will happen, the sooner the accident insurance is configured, the better!
Finally, the seniors also brought a list of insurance suitable for the elderly. You might as well have a look:
Ten super-pension insurance stocks!
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search.