When it comes to health insurance, considering that some small partners may not know much about it, Senior Sister arranged the contents of health insurance as follows:
Is it necessary to buy health insurance? These routines must be paid attention to!
1. Analysis on the importance of young people buying health insurance
Staying up late and working overtime, working around the clock in 996 or 007, often eating takeout, basically not exercising and so on. I believe that most young people have the above conditions in their living conditions, but as you know, these conditions may increase the probability of serious illness.
According to the relevant data of the World Health Organization, there will be as many as 4.57 million new cancer cases in China in 2020, among which 3 million people will die of cancer. Moreover, according to the cancer data of young people aged 20-39 published by The Lancet, about 654.38 billion young people suffer from cancer and 360,000 people die of cancer every year.
It can be seen that the probability of young people suffering from major diseases such as cancer is getting higher and higher, and major diseases are beginning to appear younger. So health insurance is really a must for young people. Especially critical illness insurance and million medical insurance, the latter can reimburse a series of reasonable medical expenses caused by hospitalization, and the former can provide economic guarantee for recovery after illness and make up for income loss during illness.
If you want to know more about critical illness insurance and millions of medical insurance, the following article must not be missed:
In-depth analysis: which one needs to buy more, million medical care or critical illness insurance?
2. Precautions for young people to buy health insurance
Take young people buying critical illness insurance as an example. Next, senior sister will tell you what young people need to pay attention to when buying critical illness insurance.
(1) Select according to requirements. There are countless health insurance products on the market, which will inevitably make people feel dazzling, but you only need to choose according to your own insurance needs.
(2) Within the scope of economic ability, choose a higher amount of insurance as far as possible. Excessive insurance coverage will bring high premium pressure; On the contrary, if the coverage is too low, it may be insufficient in the future.
The following articles are more detailed about the relevant contents of the insured amount:
How much insurance is appropriate? Tell me the doorway inside.
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