1. New rural cooperative medical system: The new rural cooperative medical system is the main form of medical security for rural residents in China. Farmers voluntarily participate, and the government and individuals jointly pay premiums to provide basic medical insurance, serious illness insurance and medical assistance.
2. Basic medical insurance for rural residents: In addition to the new rural cooperative medical system, some areas have also implemented basic medical insurance for rural residents. This kind of insurance is mainly funded by local governments and provides basic medical security for rural residents.
3. Medical assistance for the poor: China has established a medical assistance system for the rural poor. This system mainly provides medical expenses assistance to the poor through government subsidies and medical assistance funds.
4. Construction of rural health service system: In order to improve the level of rural medical security, China has also intensified the construction of rural health service system. Including strengthening the construction and transformation of rural health centers, improving the level of medical equipment and personnel, and promoting the development of primary medical institutions.
Generally speaking, China's current rural medical security system is constantly improving and developing. Through various policies and measures, the government strives to improve the level of medical security for rural residents and ensure that they can enjoy basic medical services and security. However, there are still problems such as uneven security level and insufficient medical resources. Therefore, we need to further strengthen policy support and strengthen the construction and management of rural medical security system, so as to improve the medical security level of rural residents and achieve the goal of national health security.
Development and challenge of rural medical security system
With the implementation of China's rural medical security system, a series of developments and challenges have followed. In terms of development, the rural medical security system has been continuously improved, the coverage has been continuously expanded, and the number of participants has increased year by year. The government has increased investment in rural medical security and improved the quality and accessibility of medical services. At the same time, the burden of medical expenses of rural residents has also been reduced to a certain extent, and the medical security system has played a positive role.
However, the rural medical security system still faces some challenges. First of all, rural medical resources are relatively scarce, and the level of medical services is not high, which leads to the problem of rural residents' difficulty in seeking medical treatment. Secondly, the operating mechanism of rural medical security system is not perfect, and there are problems such as asymmetric information and complicated reimbursement process, which affect residents' enthusiasm for participating in insurance and the efficiency of reimbursement of medical expenses. In addition, rural residents' understanding and cognition of the medical security system is not enough, and the participation rate is low.
In order to meet these challenges, it is necessary to further strengthen the construction of rural medical resources, improve the level of medical services and ensure that rural residents can enjoy high-quality medical services. At the same time, it is necessary to strengthen the publicity and education of rural medical security system and improve residents' awareness and recognition of participating in insurance. In addition, the reimbursement process should be further simplified to improve the reimbursement efficiency and reduce the economic burden of residents.
Legal basis:
People's Republic of China (PRC) Basic Medical Care and Health Promotion Law;
Chapter X Supplementary Provisions Article 108 Provinces, autonomous regions, municipalities directly under the Central Government, cities divided into districts and autonomous prefectures may, in light of actual conditions, formulate specific measures for the development of medical and health undertakings in their own localities.