As long as it is bought through formal channels, it will be in accordance with the terms of the contract after many years. Is there anything you don't understand? Or you can look at the following information about Xinhua Life Insurance and see if you can find the answer you want:
Xinhua Life Insurance Company has been established for a long time, ranking first in the domestic insurance industry. Its business objectives are life insurance, critical illness insurance, annuity insurance and other life insurance businesses.
I just want to know about the insurance of this company. Xinhua's products look good on the whole, but they are a little expensive. However, one product is really not very friendly to consumers. Take the critical illness insurance popular in their family:
Worry-free health C 1 is a single payment of critical illness insurance, which has the following protection contents:
As can be seen from the figure, Worry-Free Health C 1 has the following advantages:
1, 10 years ago, you can pay an additional 20% of the basic insurance amount.
2. Those who unfortunately suffer from six specific diseases, such as brain cancer and pancreatic cancer, can get the basic guarantee of 120%.
The disadvantages of this product are:
1, the cost performance is not very high, and the products above 10000 only have some basic guarantee contents. The price of 1 000 yuan is not affordable for everyone.
2. The amount of compensation for minor illness is somewhat small. At present, the compensation for general mild illness is 30%. The compensation ratio for mild illness of this product is only 20%, which is less than the average market ratio. Not worth it.
This is a list of critical illness insurance worth buying, and the price is relatively conscience. If necessary, you can have a look: the top ten insurance companies' "worth buying" hot critical illness insurance inventory!
The following are some critical illness insurance products that I don't recommend buying. If necessary, you can click on the original text to read the inventory of the top ten insurance companies that are worth buying!
My answer is over, I hope it will be useful to you.