Xiao Nuo answer:
Hello!
The main right of the beneficiary in a health insurance contract is the right to claim insurance money. In short-term health insurance, the insured is the beneficiary and applies for insurance money himself; In a long-term health insurance contract with death liability, another beneficiary needs to be appointed. If the insured dies, the beneficiary will apply for insurance money.
In a health insurance contract, the beneficiary's main obligations are:
1, insurance accident notice. If the insured dies, the beneficiary shall promptly notify the insurance company directly or through the insurer.
2. Assist in providing relevant supporting documents and materials. When settling claims, it shall assist in providing the insurance company with the supporting documents and materials it can provide to confirm the nature, causes and loss degree of the insured accident.