The difference between endowment insurance and health insurance

1. Old-age insurance is insurance for the elderly to enjoy their old age. After retirement, they can get a fixed old-age insurance every month. There are two forms of expression: one is social endowment insurance, which is the most basic social security provided by the state to residents, and the other is commercial endowment insurance. Commercial endowment insurance can be selected according to its own actual situation, and the payment amount and payment period have been determined at the time of insurance.

It should be noted that social endowment insurance is divided into two categories, one is urban employee endowment insurance, which is paid by the company according to a fixed payment base and proportion. There is also a kind of endowment insurance for urban and rural residents, which can be paid in full by choosing the payment file.

2. Health insurance is an insurance protection project that provides direct or indirect economic compensation to the insured when the body suffers from illness or injury. It was set up to avoid the economic risks brought by diseases to families or individuals.

Health insurance includes medical insurance, sickness insurance, income security insurance and long-term care insurance.

The choice of health insurance depends on your actual needs. Different types of insurance have different provisions on different insurance contents, protection methods and compensation amount. Before applying for health insurance, you need to be informed of your health condition, and you need to tell your known physical condition truthfully. Once the insurance company finds that the insured has concealed the behavior, it may terminate the contract and will not give the corresponding insurance compensation, which needs attention.

Tips: The above information is for reference only. If you need to know or buy Ping An insurance, you can contact Ping An Life Insurance Company of China 9551-1,Ping An Auto Insurance/Property Insurance/Accident Insurance 9551-5, Ping An Pension Insurance/Group Insurance 9551-5.

Reply time: 2022-0 1-20. Please refer to the latest business changes announced by Ping An Bank in official website.