If you want to know whether your child can buy this insurance, you can click on Appointment 1 Insurance Planning Service, and Deep Blue Insurance _ Centralized Insurance Broker will provide you with professional advice.
There are mainly the following guarantees:
1, critical illness insurance:
If the insured unfortunately suffers from a serious illness as agreed in the contract, he will receive a serious illness insurance premium of 299,708 yuan to help the insured recover as soon as possible.
2. Overdue insurance premium:
When the child is 30 years old, he can get 39,600 yuan due insurance, which is equivalent to the paid premium 1 10%. This fee can be used for children's wedding or entrepreneurship, parents' pension, etc.
3. Double premium exemption:
During the payment period, if the insured dies or is completely disabled, the remaining premium will be exempted to ensure the responsibility of parents to take care of their children; If the insured unfortunately suffers from a serious illness as agreed in the contract, the subsequent premium can also be waived, further reducing the financial burden of the family.
4. Death or total disability insurance:
If the insured dies or is totally disabled, he can get 39,600 yuan equivalent to 1 10% of the premium paid. Ensure the safety of funds.
However, this kind of dividend insurance is very expensive, so it is recommended to buy consumer intermediate insurance for children.