In addition, China Life Insurance (Group) Company and its subsidiaries constitute the largest state-owned financial insurance group in China, and are also important institutional investors in China capital market. The business scope covers life insurance, property insurance, enterprise and occupational annuities, banks, funds, asset management, wealth management, industrial investment, overseas business and other fields. Its employment position is very extensive, suitable for graduates to hone.
Matters needing attention in working in China Life:
1, pay attention to the payment period. Don't just look at how much money customers want to save every year, but also look at how many years customers want to save. The sum of the two is the total amount of money saved.
2. Pay attention to the return time. If it is a return insurance, when comparing products, we should not only see how much money we can get back, but also when we can get it back. Time has cash value, and time appreciation is a great weapon to make money.
For the simplest example, in the 1970s, 1 yuan was enough for a family to spend a day. At that time, the monthly salary was only tens of dollars, and now 1 yuan is not enough to buy a better lollipop for children. Therefore, the sooner you save the same money and get it back, the less money you can get. So you can't just compare the sizes of numbers.
3. Pay attention to the scope and amount of protection. At present, some types of insurance on the market focus on savings, while others focus on protection. Savings insurance has relatively low coverage and narrow coverage, and the rate of return will definitely be higher. On the other hand, this type of insurance has a wider coverage, a higher amount and a higher guarantee fee.
The most direct manifestation is that the rate of return is lower than that of savings insurance. Even if it is the same insurance, different companies have different coverage and different exemption responsibilities, which will affect the rate, so it is normal for you to be a little cheaper. Generally speaking, comparing products can't just look at the price.
4. Pay attention to the gaudy statement that some agents or insurance companies pay several times the insured amount. The so-called multiple coverage payment is essentially the same as the clothing store pricing the original 300 yuan clothes at 1000 yuan and then selling them at a 30% discount. Originally, 1 0,000 yuan can buy 1 0,000 yuan, but after the design pays three times the insured amount, 1 0,000 yuan can only buy 3333 yuan, and there is no difference between the two effects.