There are many types of life health insurance to meet the needs of different groups of people. Common types of life health insurance include medical insurance, long-term care insurance and disability income insurance. Medical insurance mainly supports daily medical care, and further covers expenses such as operation fees and hospitalization fees. Long-term care insurance is mainly applicable to those who move to nursing homes or long-term care institutions. Disability income insurance provides income security for people with low incomes and helps them cope with unexpected situations such as loss of work ability.
When purchasing life health insurance, buyers usually need to pay a certain premium to get protection. These expenses usually vary with the type of insurance, coverage and the buyer's health. Different insurance companies will also offer different policy periods, such as one year, two years or longer. Although sometimes the premium may be high, in the face of a series of possible major accidents, the risk of buying life insurance is far higher than the cost of insurance. Therefore, according to your own economic situation and risk considerations, it is a very worthwhile choice to buy lifelong health insurance.