Introduction of open-end fund: Open-end fund is also called * * * mutual fund abroad, which is isomorphic with closed-end fund and forms two basic modes of fund operation. Open-end fund refers to a fund operation mode in which fund sponsors can sell fund shares or shares to investors at any time according to their needs, and can redeem the fund shares or shares issued at the request of investors when setting up the fund. Investors can purchase funds through fund sales agencies to increase the assets and scale of the fund accordingly, or they can sell their fund shares back to the fund to recover cash and reduce the assets and scale of the fund accordingly. China started in 2000, and now it has a large scale, which is more valuable than stocks, national debt and savings. I compare stocks and funds in the past three years. In 2004, the Shanghai Composite Index fell-16.22%. Among the 94 partial stock funds established for one year, the annual rate of return exceeds 5% 14.89%, and 75.53% exceeds the Shanghai Composite Index 10. In 2005, the Shanghai Composite Index fell by -8.84%, and the annual income of the 134 partial stock fund established one year later rose to 3 1.34%, which was 88.8 1% higher than the Shanghai Composite Index. It can be seen that with the continuous development of non-tradable shares and the introduction of a series of reform measures, the securities market is becoming increasingly healthy, and funds as financial management tools are increasingly satisfying to investors, especially the outstanding ones in funds. According to my statistics, during the three years from 2003 to 2005, some excellent partial stock funds brought rich returns to the holders: the most profitable funds in 2003 mainly came from E Fund, Bosera, Southern Fund and Huaxia Fund. The most profitable funds in 2004 mainly came from E Fund, Jing Shun Great Wall, Huabao Xingye and Changsheng Fund. The most profitable funds in 2005 mainly came from E Fund, Changsheng Fund, Huaan Fund, Guangfa Fund and Yin Hua Fund. Some of these funds must stand out. They have been tested by the market and have formed the ability to make profits continuously. For example, Jihui and Ji Xiang, which ranked at the forefront of the team for three consecutive years, followed closely by Anshun and Yuze, and Hefeng Growth, Yifangda Strategic Growth, Fund Tongzhi, Fund Tongde, Harvest Growth, Baokang Consumer Goods and Haifutong Selection, which kept ahead in 2004 and 2005, all became the seeds of long-distance running. Investors are looking for funds that can make profits continuously, and the ability of stock selection and balanced allocation is the core competitiveness of funds. So I suggest you apply for an open-end fund, and the specific answers are as follows;
1; If you have sufficient funds "more than 50,000 yuan", you should immediately buy E Fund strategy or Guangfa Steady Fund. E Fund Strategy and Guangfa Steady Fund are the best of all funds, which have increased by 75% since 2003 and are worth investing. I invested a lot. The method is simple. You can bring your ID card to Bank of China or Industrial and Commercial Bank of China to buy it.
2; If you have a fixed income, but no extra funds, join the "Lazy Financial Management Law" of Guangfa, which is the financial product "Fixed Investment" launched by the bank now. Fixed investment is the abbreviation of fixed investment, which refers to investing in a designated open-end fund with a fixed amount (such as 1 1,000 yuan) at a fixed time (such as the 8th of each month), similar to the bank's deposit and withdrawal method. Its biggest advantages are average investment cost and avoiding timing risk. Last year, the fixed investment of Guangfa Jufu Fund showed this effect well. Recently, Guangfa Steady Fund was selected into the list of fixed investment of ICBC. According to the statistics of Guangfa Fund Company, customers who have invested more than 6 times in a row are defined as effective fixed investment customers. From June 6, 2005 to February 8, 2006, the average yield of effective fixed investment customers was 65,438+00.25%, and the highest yield was 65,438+08.67%. For customers with average income above, 97.98% adopt the strategy of buying and holding. As for the proportion of investment funds whose profits are less than those of stocks with high direct investment, the answer is yes: much less, a good stock can double in one day, and the fund can last for 3-5 years. So can you find good stocks? Now 80% of the shareholders are losing money. Investment funds must be long-term!
3. At present, China can't buy foreign funds.
All right! thank you