Yes, all the following bank cards are supported.
China Bank, Industrial Bank, China CITIC Bank, Industrial and Commercial Bank, Agricultural Bank, Bank of Communications, Shanghai Bank, Jiangsu Bank, Chongqing Rural Commercial Bank, Huarong Xiangjiang Bank, Chouzhou Bank, Chongqing Bank, Guangzhou Bank, Guangdong Huaxing Bank, Changsha Bank, bank of luoyang, Harbin Bank, Guilin Bank, Taian Bank, Jiangxi Bank, Kunshan Rural Commercial Bank, Shangrao Bank, Ningxia Bank, Quanzhou Bank and so on. Jiangsu Changjiang Commercial Bank, Laishang Bank, Suining Bank, Jiujiang Bank, Baoshang Bank, Shang Qi Bank, Ping An Bank, Shanghai Pudong Development Bank, Guangfa Bank, China Everbright Bank, Bank of Beijing, China Construction Bank, Postal Savings Bank,
Minsheng Bank, Bank of East Asia, China Merchants Bank and Baoshang Bank do not support the use for the time being, and will gradually close the active repayment channel. Everyone should change their bank cards in time.
1. What are the conditions for a bank loan?
1. China citizens have full capacity for civil conduct: Full capacity for civil conduct means that citizens can carry out any civil activities through their own independent actions. Citizens who have reached the age of 18 and are mentally healthy are persons with full capacity for civil conduct. Considering the current situation of the nine-year compulsory education system in China,/kloc-citizens over 6 years old but under 18 years old.
2. The ability to repay the loan principal and interest on schedule: the ability to repay the loan principal and interest on schedule, that is, the lender has a stable occupation and income and can repay the loan principal and interest on schedule. For example, if the fixed balance of monthly income is more than 6,543,800 yuan, and then the monthly repayment is less than 5,000 yuan, you can consider yourself capable.
3. Have a good credit record and willingness to repay: have a good credit record and willingness to repay, and have no bad credit record. Maintaining a good credit record can improve the convenience and possibility for individuals to obtain financial support and financing services.
4. The borrower has a stable occupation and income, good credit and the ability to repay the principal and interest of the loan.
5. Some also require providing assets recognized by the bank as collateral or pledge, or using units or individuals that meet the prescribed conditions and have compensatory capacity as guarantors to repay the principal and interest of loans and bear joint and several liabilities.
The information that an individual needs to provide when applying for a bank loan includes: a loan application; Original and photocopy of ID card, household registration book and marriage certificate of both husband and wife * * * Letter of opinion from someone agreeing to the loan; Occupation, income certificate and family property status information of husband and wife (work certificate, bank account, property right certificate, vehicle driving license, etc.). ); Proof of fixed place (real estate license and water, electricity, gas and other documents in the last three months); Loan contract.
Which bound bank cards does Weibo lend money to support?
At present, the platform supports the binding of most mainstream bank cards, such as Bank of China, Industrial and Commercial Bank of China, China Construction Bank and China Merchants Bank.
Agricultural Bank of China, Postal Savings Bank, Industrial Bank, China CITIC Bank, Ping An Bank, China Guangfa Bank, China Minsheng Bank, Huaxia Bank and Shanghai Bank do not support the binding of credit cards, traffic bank cards and bank cards without real-name authentication.
Does Weibo loan support rural credit cooperative card?
Weibo Lending supports the binding of most mainstream bank cards, such as ICBC, Bank of China, China Construction Bank, China Merchants Bank, Agricultural Bank, Postal Savings Bank, Industrial Bank, China CITIC Bank, Ping An Bank, Guangfa Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank and Shanghai Bank, but it does not support the binding of credit cards (debit cards) and communication bank cards.
Moreover, the user had better ensure that the bank card received is a first-class account. If the loan accepted by the second-class account exceeds 65,438+100,000 yuan, the misappropriation will fail.