1. The employing unit shall submit the Application Form for Change of Medical Maternity Insurance for Employees of the Employing Unit and the Certificate of Termination (Dissolution) or Resignation of Labor Relations Agreement, and go through the formalities for suspension of medical insurance;
2. Individuals who stop medical insurance need to go to the window of the local social security bureau with their ID cards, household registration books and medical insurance cards.
3. When an enterprise stops medical insurance, it only needs to enter the account name and password of the enterprise on the social security website, enter the item of personnel increase or decrease, click the item of personnel decrease to submit a business declaration, and then go to the labor bureau to print the labor contract termination certificate, and then go to the social security bureau to handle the staff reduction.
If the employer fails to pay the basic medical insurance premium on time for more than three consecutive months and fails to apply for cancellation of the medical insurance relationship, the insured employees are allowed to apply for it themselves and individuals are allowed to continue the medical insurance relationship as flexible employees;
Working in state organs, institutions, state-owned and state-holding enterprises, urban collective enterprises and other employers, the accumulated length of service can be regarded as the insured of the basic medical insurance payment period, and it is not allowed to apply for medical insurance interruption and non-payment, otherwise medical insurance will be regarded as the payment period and will not be recognized.
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.
The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".
Medical insurance, like other types of insurance, collects medical insurance premiums from people threatened by diseases in advance in the form of contracts and establishes medical insurance funds; When the insured goes to a medical institution for medical treatment, the medical insurance institution will give him some economic compensation.
Second, what do I need to bring to apply for a medical insurance card?
1. Unit handling: bring the employee's employment certificate, the employment contract signed by both parties (indicating the monthly salary) and the original ID card to the social security agency where the company is located.
2. Personal handling: Personal payment needs to be applied to the social security bureau where the household registration is located. Procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc. And can only apply for pension and medical insurance.
In addition, there are different requirements for what materials need to be brought to apply for a medical insurance card. Therefore, it is recommended to consult the local social security bureau or the social security card handling agency before handling the medical insurance card. The phone number is 12333!
Third, the method of personal social security suspension.
Bring your personal ID card and the original enrollment procedures, and go to the Social Security Bureau's handling hall to seal up your personal account for old-age insurance!
Four. Consequences and procedures of suspending social security
The cumulative payment period must be more than 15 years, otherwise you can't enjoy pension benefits. Although the accumulated payment period exceeds 15 years, you can enjoy pension benefits, but the longer the payment period, the more the payment amount, and the more pensions in the future, and vice versa.
If social medical insurance cannot be added together, there will be a waiting period of six months after the interruption. Medical insurance has a three-month buffer period, which means that it can be paid in three months and can be calculated cumulatively. Otherwise, the payment period needs to be recalculated, and you can't enjoy the reimbursement treatment, instead of the so-called "void".
Five, go through the formalities of stopping medical insurance.
Workers only need to hold their ID card and social security card to the service hall of the social security bureau of the insured place to apply for suspension of individual endowment insurance and medical insurance self-payment, and then declare the original social security number to the unit. The social security staff of the unit will help you with the social security renewal procedures from the next month, which will not affect the accumulated payment period of employees.
Pension insurance must be paid at least 15 years, and you can enjoy pension for life until retirement. If you are a male, it is exactly 15 years from now to retirement, which can guarantee that you will receive a monthly pension after retirement. If you are a female (retired at the age of 50 or 55) and haven't paid 15 years by the time of retirement, you can apply for an extension of retirement to pay the unexpired years. After the formal retirement formalities, your monthly pension will not be affected. If you don't want to postpone retirement, you can also choose to pay in one lump sum.
Medical insurance men have to pay for 30 years and women have to pay for 25 years before they can enjoy medical insurance benefits after retirement (the payment period of medical insurance here includes two pieces, one is regarded as the payment period, which is related to the length of service, and the other is the actual payment period, that is, the actual payment period, which is generally at least 10 year. The actual payment period and the recognized payment period add up to 30 years for men and 25 years for women. If the minimum payment period is not reached at the time of retirement, the insured person can enjoy the basic medical insurance benefits for retirees after making up the basic medical insurance premium in poor months at one time based on the average monthly salary of employees in this city in the previous year.
legal ground
People's Republic of China (PRC) social insurance law
Thirty-first social insurance agencies may, according to the needs of management services, sign service agreements with medical institutions and pharmaceutical business units to standardize medical service behavior.
Medical institutions shall provide reasonable and necessary medical services for the insured.
Thirty-second individuals across the overall regional employment, the basic medical insurance relationship with my transfer, the cumulative payment period.