If the policyholder's account has not been able to settle in Shanghai, then at the age of the policyholder has to be insured in Shanghai, and the actual number of years of contributions in Shanghai for at least 10 years, and the number of years of pension insurance paid abroad + at least 15 years of pension insurance paid in Shanghai, in order for the policyholder to be able to retire in Shanghai, to receive a monthly pension, and no longer contributing to the enjoyment of the retirement medical insurance. This means that the insured person cannot be more than 50 years old for men and 40 years old for women when they first enroll in the insurance in Shanghai.
If the policyholder's account can be settled in Shanghai in the future, then after the settlement, as long as the policyholder to the age of the contributions in Shanghai, then no matter how many years the policyholder has paid in foreign countries, they have to be transferred back to Shanghai, not subject to the limit of 10 years of contributions, and then apply for retirement in Shanghai to receive a monthly pension, and no longer contributing to enjoy the retirement health insurance.
It is important to note that the minimum number of years for retirement health insurance in Shanghai is the same as for pension insurance, which is 15 years, regardless of gender. This is very different from other provinces.
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