Legal analysis: banks can approve loans during the epidemic. Financial institutions should take the initiative to strengthen the service docking with the relevant hospitals, medical research units and related enterprises, provide sufficient credit resources, and make every effort to meet the reasonable financing needs of the relevant units and enterprises in the areas of sanitary and epidemic prevention, manufacturing and procurement of medical supplies, public **** health infrastructure construction, scientific research and technological transformation.
Legal basis: "on the further strengthening of financial support for the prevention and control of new coronavirus infection pneumonia epidemic notice" I. Maintain a reasonable abundance of liquidity, increase the monetary and credit support (b) Increase the credit support for the prevention and control of the epidemic related areas. During the period of epidemic prevention and control, the People's Bank of China, in conjunction with the Development and Reform Commission and the Ministry of Industry and Information Technology, has implemented a list system for the production, transportation and sale of important medical supplies, such as medical protective clothing, medical masks, medical goggles, new coronavirus test kits, negative-pressure ambulances, sterilizers, 84 disinfectant, infrared thermometers and related medicines for use in responding to the epidemic, as well as key enterprises that have been providing important living supplies. The People's Bank of China has provided low-cost funds to financial institutions through special refinancing to support financial institutions in providing credit support at preferential interest rates to enterprises on the list. The central financial authorities will provide subsidized interest rate support to enterprises that are the key guarantors of epidemic prevention and control. Financial institutions should take the initiative to strengthen the service docking with the relevant hospitals, medical research units and related enterprises, provide sufficient credit resources, and make every effort to meet the reasonable financing needs of the relevant units and enterprises in the areas of epidemic prevention and control, manufacturing and procurement of medical supplies, construction of public **** health infrastructure, scientific research and technological transformation.