Auto insurance, please recommend thank you!

Running outside often, the choice of the insurance company's service outlets is the most important, so in the choice of insurance companies, it is recommended to choose the People's Insurance Company of China, referred to as "PICC", PICC is its acronym. The PICC is the abbreviation of the PICC, and it is the most suitable for the PICC. The PICC has also launched the "four seas pass, local claims" service, which means that if you have an accident in a different place, you can make a claim in the place where you have an accident (a small accident that does not involve any injury or damage to the property).

In terms of insurance programs: 1, compulsory insurance, which is China's mandatory three insurance must be insured; 2, motor vehicle damage insurance (referred to as damage insurance), according to the model of the new car purchase price of the insurance, car damage insurance and the purchase price of the new car is the same, to ensure that 100% of the insurance; 3, third-party liability insurance, refers to the insured or its legal driver allowed in the use of the insured motor vehicle in the process of the accident, resulting in third party suffered personal injury or loss of life. Accident, resulting in the third party suffered personal injury or death or direct damage to property, according to the law should be borne by the insured person's liability for damages. In particular, the minimum coverage should be 100,000 (the coverage is divided into 50,000, 100,000, 150,000, 200,000, 300,000, 500,000, etc.); 4. Deductible clause, because in the event of an accident due to accidental liability (primary responsibility, co-responsibility, secondary responsibility, full responsibility), according to the accidental liability will be deducted in the compensation for a certain amount of deductibles, so that in the event of an accident will not be deducted according to the deductible amount (but according to the insurance contract). The amount of compensation (but according to the insurance contract exempted from liability except for other deductible examples); 5, vehicles often run outside, parked outside will be very random, it is recommended to insure the theft insurance; 6, if it is a new car, you can choose to attach the scratch insurance, scratch insurance coverage is divided into 2,000 yuan and 5,000 yuan; 7, often run outside, especially high speed, due to the speed of the car will occur when the stone hit the windshield glass, causing Windshield glass damage site, can be insured glass alone broken insurance. The above several types of insurance is basically enough.

The above suggestions are not for reference only!

The above suggestions are not for reference only.