What daily necessities can be bought with medical insurance

Medicare is primarily designed to cover the cost of medical care in the event that a participant becomes ill, not to buy household goods. Medicare does not cover the cost of purchasing household goods, as this is not the core purpose of health care.

However, in some specific cases, Medicare may cover some health-related necessities. For example, for patients who need to use special medical equipment, such as insulin pumps and pacemakers, Medicare may cover the purchase of these devices. In addition, for patients who need to use specific medicines or treatments, Medicare may also cover those costs.

It should be noted that the coverage and reimbursement rate of medical insurance varies from region to region and from policy to policy, so the specific reimbursement will need to be determined according to local medical insurance policies and regulations.

In summary, health insurance is mainly designed to cover the medical expenses of the insured in case of illness, not to purchase daily necessities. While health insurance may cover the cost of health-related necessities in some specific cases, the exact reimbursement needs to be determined by local policies and regulations.

Legal basis:

Article 28 of the Social Insurance Law of the People's Republic of China*** and the People's Republic of China stipulates, "Medical expenses that are in line with the basic medical insurance drug catalog, diagnostic and treatment items, standards of medical service facilities, as well as those for emergency and rescue, shall be paid out of the basic medical insurance fund in accordance with state regulations."

Article 32 of the Regulations on Medical Insurance of the People's Republic of China*** and the State of China stipulates, "Hospitalization medical expenses incurred by insured persons in designated medical institutions due to illnesses and in accordance with the provisions shall be paid by the coordinated fund on a proportional basis."

Article 33 of the Regulations of the People's Republic of China on Medical Insurance stipulates, "Outpatient medical expenses incurred by insured persons at designated medical institutions due to illnesses in conformity with the regulations shall be paid by the coordinated fund on a proportional basis."