What is Medical Mutual Aid?

Medical Mutual Aid for Major Diseases refers to a social medical mutual aid system set up by urban workers on the basis of their participation in basic medical insurance to solve the problem of medical expenses of insured patients exceeding the maximum payment limit of the basic medical insurance co-ordination fund, in order to protect the workers' needs for medical treatment of major diseases.

1. The key beneficiaries: including the old demobilized soldiers in the townships, the disabled soldiers in the townships of the third class or above, the lost and separated people of the Red Army, the old cadres in the Soviet Union, and the beneficiaries who live in the county honorary hospitals and the county industrial sanatoriums.

2. Rural five-guarantee recipients;

3. Rural low-income recipients;

4. Urban low-income recipients;

5. County people's government determined that there are other special difficulties in the poor objects.

Medical insurance is mandatory, while medical mutual aid is voluntary and is used for mutual aid among employees. It is generally a personal contribution, and the exact amount may vary from place to place.