Mutual criticism of people’s livelihood services and medical insurance are written as follows:
1. The problem of lack of comprehensive coverage. The medical insurance system does not cover certain diseases, diagnosis and treatment items, etc., resulting in some patients being unable to enjoy Medical insurance benefits, further improve the medical insurance system, include more diseases and diagnosis and treatment items within the scope of medical insurance, and truly achieve full coverage of medical insurance.
2. The problem of low reimbursement ratio. The reimbursement ratio of medical insurance is still low, especially when high-priced drugs and large medical equipment are used, the reimbursement ratio is low, which imposes a greater financial burden on patients. The proportion of medical insurance reimbursement needs to be further increased so that patients can better enjoy the dividends of the basic medical security policy.
3. The problem of selecting hospitals designated by medical insurance. The selection of designated hospitals by medical insurance is not flexible enough. Sometimes when the hospital selection needs to be adjusted due to changes in medical institutions, changes in patient needs, etc., the procedures are cumbersome and require a long wait, which affects To improve patients' medical experience, the medical insurance system increases the flexibility of choosing designated hospitals, allowing patients to more conveniently enjoy basic medical security policies.
4. The medical insurance reimbursement process is not simple enough. The medical insurance reimbursement process is relatively complicated and requires patients to prepare various materials and submit them to the hospital or social security department for review and reimbursement. This process requires patients to spend a lot of time and energy. . The medical insurance department further simplifies the reimbursement process and improves reimbursement efficiency, allowing patients to enjoy basic medical security policies more easily and happily.