1, the full legal names of the borrower and the lender;
2, the amount of money borrowed, including upper and lower case amounts;
3, the time period of the borrowing, including the start and end of the borrowing of the month and year and a clear period of borrowing;
4, a specific month and year for repayment;
5, interest on the borrowing of money. There should be a clear annual or monthly interest rate, the final total amount of interest payable on the loan (including upper and lower case amounts) and other agreements;
6, the borrowed principal and interest repayment of the month and year time and payment method;
7, should be the borrower's own personal signature, handprints, or handwritten signature.
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