Whether the property market is hot or cold, there are netizens who are concerned about the same question: "At the moment, do I want to buy a house or not?" In fact, whether too cautious or blindly into the market, are not rational behavior, want to buy a house in the most suitable time for their own, just need to figure out these five questions can be.
Why should I buy a house?
Buying a house is nothing more than two reasons, one is the objective demand, to get married or to have a second child the current house is not enough to live in; the second is the hands of the free money to the time to buy a house, or look at the side of the friends and relatives are buying a house to earn money, but also want to get a piece of the pie. Regarding the timing of buying a house, there has always been an old saying: you can afford and need to buy when it is a good time. You can't go wrong with a home that you can afford to live in, as long as you choose wisely. If you are considering real estate investment and other factors are still to be cautious, according to their ability, do not let themselves too tired, buy a house is not a small matter, do not have their own conditions are not mature because of the eye of others and hard to, the monthly mortgage is not less than two meals can be saved down.
How in the world should we look at the property market?
Looking forward to house prices soaring and hoping for house prices to plummet is not a healthy state of mind and is not good for the body. Housing prices are relatively good to say some, the big deal is to shoot the ass away, as long as their own conditions allow, there is always a cheap place to live easily; housing prices plummet is never a good thing, no matter whether you are a family of housing or not, no matter how many times you curse the property market in the hate of the high prices, believe me, housing prices once the plunge in the you will be involved in the conduction effect, the United States has happened, Japan has happened, or pray for! I'm not sure if it's going to happen in China, but it's going to happen in the United States.
Put on the individual, to look at the matter of buying a house in a normal heart, if there is enough money and stable income, buy a price corresponding to the room; if the money is not enough, or only one bedroom of the money but want to get a four-bedroom in one step, or don't, for the sake of physical and mental health.
What do I look for in a home?
Most buyers are actually worried about three things when they are hesitating: whether they can live with themselves, the level of rent, and how easy it is to resell. The most important thing is that you can't afford to buy a new home without having to pay a lot of money for it, so you can't afford to buy a new home without having to pay a lot of money for it. If you can meet these three conditions at the same time, the house itself the product attributes of the second, so you see, buy a house is not simply to buy a shell, but to buy a whole set of lifestyle.
Can you afford to wait for the future?
The promise of the future is always the sale of the party to the home buyers to draw a big cake, said completely unbelievable is not true, or else outside the South Fifth Ring Road, Beijing, from 10,000 to 40,000 is how to come to the house? But don't believe too much, what subway what business district, developers for the future judgment of the accuracy of the absolute proportionality with the price of housing, if you are not on the government's planning to have a very good eye, then choose a reasonable pricing, follow the big developers, insurance.
There is also a way to sell the future more hanging: to be demolished house, that is, the theory is soon to be demolished by the government house, sellers and agents will try to persuade the buyer to buy, buy it, buy the demolition, compensation immediately earn over. If you can make more money immediately, why do you sell it? To be demolished house is not a scam, may really be demolished, but when exactly demolished, how to compensate, these are variables. I have several houses near my home to be demolished, which are five or six years, no movement at all, the landlord is anxious hair is white.
Is it worth buying an investment house?
We often hear that, the north of Guangzhou and Shenzhen such places, no matter which nooks and crannies to buy real estate is not a loss, this is heard even if, do not take it seriously. If you're buying from the home, of course, no problem, if it is an investment, you can not be so eyebrow-bearded. The pursuit of investment is a stable rate of return, Beijing Tongzhou prices in 2013 or so also cut down on it, the investor is estimated to have lost a lot of hair during that period of time. Not two years and back up again, this ups and downs feeling, too detrimental to the heart.
So ah, even in the north, Guangzhou and Shenzhen, investment should have a benchmark, can not be messed up. Specifically, there is an index that can be referred to, which is the average price of the region - for example, assuming that the average price of second-hand houses in the Wangjing area is 70,000 yuan, then you don't buy 90,000, 100,000 when you invest in second-hand houses, the new house is another story, but it can't be too much higher.
(The above answer was posted on 2016-12-22, the current relevant housing policy, please prevail in practice)
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