In our daily life, we can always see that there is a certain family because of illness or accident and have no choice but to sell their homes and cars to their family members, and even launched a variety of online fundraising, hoping that someone can lend a helping hand, this time the health insurance is particularly important. When we are in a difficult time, health insurance can provide us with a very big help, so what kind of role does the health insurance card in the end? Stop paying medical insurance to what formalities and processes?
A. The benefits and role of medical insurance.
Medical insurance in our country can be divided into many kinds, which are more common employee medical insurance, and urban residents insurance and new rural insurance. The conditions of participation are different for different kinds of medical insurance, and the scope and standard of reimbursement will also be different. For example, the employee health insurance, it is divided into two accounts, one is the personal account, then the money in the personal account is in the designated drugstore to buy drugs, or in the hospital outpatient to pay for their own part of the payment, which is the medical insurance card has been playing its role.
Two, who is suitable to pay medical insurance
Now insurance for us has been an indispensable part, because none of us know which comes first tomorrow and the accident, so in the event of an accident, we have the ability to bear? Is the family able to come up with enough money to renew their lives? And medical insurance only need to spend a small amount of money in the daily can get better protection, so if the conditions allow, it should be everyone to make contributions.
Three, how to stop paying health insurance
So in the process of work will inevitably leave the situation, once left the need to stop paying health insurance, in the absence of a suitable job before we can go to the Social Security Administration for flexible employment or suspension of the health insurance, but in the process of suspension in the event of an accident, the health insurance will not be able to be used, so the suspension of the health insurance need to be careful.
Medicare plays a very important role in our daily life, so it is not recommended to suspend it when conditions allow.