Under what circumstances does the insurance company advance medical expenses?
1, the identity of the people who died in traffic accidents could not be ascertained, and the public security management department published the searching for you in the local newspapers. /kloc-if it is still unclaimed after 0/0, the person in charge of the public security organ at or above the county level shall approve the disposal of the body, and the expenses shall be paid in advance by the other party.
2. If no one pays in advance, the medical unit should still promptly rescue and treat the injured in the traffic accident, and truthfully provide medical documents and diagnosis certificates to the public security organs. In addition, funeral service units and medical units with mortuary conditions should also accept the storage of traffic accident bodies decided by public security organs. The public security organ shall assist the above-mentioned units to recover the expenses of rescue treatment and corpse storage on their behalf.
3, the public security traffic management department of the bodies of traffic accident victims, after inspection and identification, that there is no need to keep, should be issued to the relatives of the deceased body disposal notice. If the relatives of the deceased fail to handle funeral matters within the time limit, with the approval of the person in charge of the public security organ at or above the county level, the competent public security organ will send personnel to forcibly dispose of the body, and the expenses will be paid in advance by the other party.
4. After the traffic accident, before the person responsible is determined, the injured in the traffic accident are in urgent need of treatment, and the expenses shall be paid in advance by the parties to the traffic accident and their units or motor vehicle owners, or by the parties designated by the public security organs, and shall be borne according to the traffic accident responsibility when the case is closed. If the parties to a traffic accident refuse to pay in advance or are temporarily unable to pay in advance, the public security organ may temporarily detain the traffic accident vehicles as collateral for the treatment expenses.
5. If a motor vehicle traffic accident escape case occurs in the administrative area where motor vehicle third party liability insurance is implemented, the local insurance company shall prepay the medical expenses and funeral expenses during the rescue of the injured. The insurance company has the right to recover all the money paid in advance from the arrested escapee, his unit or the owner of the motor vehicle.
Legal basis: Road Traffic Safety Law of the People's Republic of China.
Article 1 This Law is formulated for the purpose of maintaining road traffic order, preventing and reducing traffic accidents, protecting personal safety, protecting the property safety and other legitimate rights and interests of citizens, legal persons and other organizations, and improving traffic efficiency.
Article 2 Within the territory of People's Republic of China (PRC), drivers, pedestrians, passengers and units and individuals engaged in road traffic activities shall abide by this Law.
Third road traffic safety work should follow the principle of management according to law and convenience for the masses, and ensure the orderly, safe and smooth road traffic.
Article 90 A motor vehicle driver who violates the provisions of laws and regulations on road traffic safety shall be given a warning or fined from 20 yuan to 200 yuan. If there are other provisions in this law, it shall be punished in accordance with its provisions.