I want to buy the best and most comprehensive and latest Huaian insurance products for my family, please Ping An insurance expert answer
Hello: Insurance is a kind of commodity, but unlike ordinary commodities, it is not an instant consumer product, it is a kind of care that accompanies us throughout our lives and always becomes our strong backing at critical moments. Famous scholar Hu Shi said, "Insurance is to make preparations for tomorrow today." I would like to say, "Perfect insurance is to make a financial planning in advance for the problems we are bound or likely to encounter on our future life path." So, making a comprehensive and thorough plan before choosing an insurance policy is what will make the difference between paying the same amount of money and getting a different return. Planning with your heart pays off and is willing to provide you with a planning platform to maximize your returns! Insurance is a kind of future economic protection, should not become a burden on the current family economy, so the average family insurance policy amount control in the family income of 10-20% is appropriate. The amount of insurance coverage should take into full consideration the family income, the general life insurance coverage is recommended to be 5-10 times the annual income, accident risk coverage is recommended to be 10-20 times the annual income of the family. Family insurance is recommended to put parents before children, and social insurance before commercial insurance. The existence of parents itself is the best insurance for children, so in the long run, the key to caring for children is to fully improve the protection of parents. Social insurance is a national welfare, affordable, but the amount and scope of protection is relatively limited, and the economic returns are also relatively poor. Commercial insurance is a supplement to social insurance, with more comprehensive and higher protection and better economic returns. Therefore, in order to make a more stable life in the future, it is recommended that you prepare a comprehensive commercial insurance plan for your family in advance. Please communicate with me, I will give you a comprehensive and perfect family protection plan to make your life more stable. I wish you and your family good health and all the best!