Medical Insurance System for Serious Illness and Improvement of Medical Insurance for Serious Illness

There is an old saying, "After thirty years of hard work, one disease returns to before liberation". This is the image description of a seriously ill family by many people. For an ordinary family, once one person in the family suffers from a serious illness, the expensive medical expenses will bring disastrous economic pressure and mental pressure to the family, which is the inevitable reason for the medical insurance for serious illness. Next, let's take a look at the related contents of critical illness medical insurance with the following.

Implement the medical insurance system for serious illness.

According to the data of the China Insurance Regulatory Commission, at the end of last year, there were 392 overall medical insurance projects in 27 provinces. The low coverage rate of serious illness is the biggest defect of China's current medical insurance system, which is also the feeling of almost every insured family. In recent years, with the deterioration of ecological environment, some rare serious diseases have become common and frequently-occurring diseases. In the past, serious diseases that were high in a specific population have become common serious diseases. In the past, the proportion of reimbursement for serious illness medical insurance was too low. At present, the security attribute of people's medical insurance has been greatly reduced. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!

On March 18, according to media interviews with relevant officials in Ministry of Human Resources and Social Security, China will fully implement the medical insurance system for serious illness this year. Then, the implementation of the national medical insurance system for serious illness is definitely not a paper order from the competent government department. To truly realize medical insurance for serious illness, the competent departments, the medical system and the insurance system need to carry out a lot of reform and adjustment work, get rid of the shortcomings in their respective aspects, and prevent medical insurance for serious illness from staying on the paper of government documents. The premise of serious illness medical insurance is the start and completion of a series of reforms such as insurance, medical care and management. Moreover, if we don't want serious illness medical insurance to become empty talk, we need to change the reality that medical skills are worthless, the technology content is not high, but the drug price is extremely expensive.

Significance of Perfecting Medical Insurance for Serious Illness

Serious illness medical insurance is an insurance system to further pay the high medical expenses of seriously ill patients.

Medical insurance system is the most important welfare system in a country, and it is also the largest expenditure item of public finance. In China, bringing serious illness into the scope of medical insurance and increasing the actual reimbursement ratio of serious illness after basic medical insurance reimbursement is to let the whole people enjoy this GSP system and let the people feel and see the fruits of reform. It is a good patriotic education practice and a solid foundation for the people to have confidence in the country's development and future.

It can be seen that the specific implementation of medical insurance for serious illness is particularly important. It is suggested that if you need to buy medical insurance for critical illness, you can go to China Merchants Cigna official website for consultation, where professionals can answer our questions.