Tianan auspicious tree No.2 Enhanced Critical Care Plan
Insurance notice
Insurance age: 28 days after birth -60 years old
Payment method: one-time payment, 3/5/ 10/ 15/20 years.
Product composition
Main Insurance-Tianan Life Insurance auspicious tree No.2 Enhanced Old-age Security
Additional risks-Tianan Life Insurance plus auspicious tree No.2 Enhanced Life Critical Illness Insurance, Tianan Life Insurance plus Insured Exempted Premium C Critical Illness Insurance.
insured liability
1, 105 Major diseases:
After the waiting period-/kloc-under the age of 0/8, pay 200% of the basic insurance amount-light care.
Before 18-66 years old, it shall be paid according to the greater of the premium paid, the cash value and 100% of the basic insurance amount.
After reaching the age of 66, pay the premium paid, cash value and basic insurance amount 130%, whichever is greater. -The amount of insurance for the elderly has increased.
Waiting period-refund the premium paid.
2.50 kinds of mild diseases: after the waiting period, if you suffer from the agreed mild diseases, you will be paid 30% of the basic insured amount, and you can pay 5 times for the mild diseases.
3, the end of the disease:
After the waiting period-/kloc-under the age of 0/8, 200% of the premium paid will be returned; Those who have reached the age of 18 shall be paid according to the greater of premium paid, cash value and basic insurance amount 100%.
During the waiting period-100% of the premium paid will be refunded.
4. Death or total disability:
90 days after the birth of the contract-/kloc-under 0/8 years old, 200% of the premium paid will be returned; Those who have reached the age of 18 shall be paid according to the greater of premium paid, cash value and basic insurance amount 100%.
Within 90 days after the birth of the contract-return the premium paid.
5. Birthday payment: Birthday payment can be divided into four age groups: 66 years old, 77 years old, 88 years old and 99 years old, and one of them can be selected as the birthday payment before insurance. If you live to the agreed birthday payment date, you can get 100% of the paid premium.
6. Exemption from premium for minor illness: The insured suffers from the agreed minor illness, and the remaining unpaid premium is exempted, and the contract continues to be valid.
7. Exemption of the insured from paying the premium: if the insured suffers from serious illness, mild illness, death or total disability, the remaining unpaid premium will be exempted, and the contract will remain valid.
8. Policy loan: 80% of the net cash value.
Note: Death or total disability insurance, critical illness insurance and terminal illness insurance cannot have both, that is, after one of them is paid, the other two will not be paid.
Looking at these insurance liabilities, do you feel a little familiar? In fact, this product is an enhanced version of Health Source No.2, and auspicious tree lifelong critical illness insurance is also called Health Source Critical illness insurance.