It is normal for children to have low body resistance and be prone to colds and fever when they grow up. Although children's medical insurance is reimbursed, it may not be enough for children who often have a cold and fever. Therefore, for children who often have a cold and fever, it is essential to configure commercial children's medical insurance. If your child often has a cold and fever and needs to reimburse the outpatient expenses, the most basic thing is to buy children's medical insurance for your child. This is the welfare of the country and the most basic guarantee for children. On this basis, children can be provided with commercial children's medical insurance. You can choose outpatient medical insurance, which adds a layer of protection on the basis of social security. When a child's cold and fever develop to the point where hospitalization is needed, outpatient medical insurance can provide reimbursement for outpatient surgery expenses. You can also choose accident medical care and accident insurance. During the child's cold and fever, the economic losses caused by some accidents due to poor health can be compensated within the insurance scope.