1, make up for the lack of social security
Although the existing social medical insurance system is perfect, there are still some shortcomings. Therefore, many people will buy a health insurance on the basis of the existing social medical insurance to make up for the shortage of social medical insurance and make everyone's protection more comprehensive.
2. Transfer risks
The advantage of purchasing health insurance is that it can avoid the financial crisis that the whole family is poor due to illness, and then transfer the economic risks brought by illness to the insurance company to the maximum extent.
3. Reduce medical pressure
In the face of diseases, people are often caught off guard, and they may kill people at any time, which makes people hard to prevent. Therefore, many people will choose to buy health insurance to avoid risks and reduce medical pressure. For some diseases, the cost of treatment is relatively expensive, which is a huge sum for ordinary families. Once you have medical insurance, you can reduce the burden of medical expenses.