1, a sentence in the movie Alice in Wonderland: "At your current speed, you can only stay where you are. If you want to get to another place, you must run twice as fast as you do now!
Run at the same speed as your competitors, and you will feel that you have been standing still. What should you do? You can only run faster.
The persistent enterprising spirit of Shenzhen entrepreneurs is the most precious spiritual wealth brought to us by the SAR. The endless pursuit of China entrepreneurs will surely bring endless development to China.
2. Countless people start businesses and devote themselves to the process of creating value, customers, markets and wealth. It is strange that this country does not develop.
Peace is also typical. When 1988 opened, there were only 13 employees, 3 computers and an office of 400 square meters, including the toilet area. Who would have thought that Ping An now ranks second in the income of global financial enterprises, second only to Buffett's Berkshire Hathaway.
Among the top 500 companies in the world in 2020, Berkshire Hathaway ranks 14, China Ping An ranks 2 1, and China Industrial and Commercial Bank ranks 24. Many people can't imagine that the income of Ping An Group is higher than that of "the largest bank in the universe".
Professor Zhou Qiren talked about a very good idea: think and then realize it. Ma Mingzhe is like this. The new business that Ping An has done for so many years is basically in his mind. He often draws a picture and process himself, and then asks the consulting company to help him improve it before trying it out.
From the start of Shekou's business, the hint from Shenzhen to Ma Mingzhe is that you can choose, try and make many new things.
4. Therefore, Mr. Ma believes that if Ping An wants to be a future-oriented company, it must have the determination of a strong man to break his wrist and dare to invest in things that seem unprofitable now.
Ping An now has 65,438+10,000 scientific and technological personnel, of whom 30,000 are specialized in R&D and dozens of research institutes. Among the 30,000 people, there are more than 3,000 very high-level scientists. So your knowledge and understanding of the future determines your investment and the future of the company.
5. In his inscription for Endless, former US Treasury Secretary Henry Merritt Paulson said that the growth story of Ping An is a feat of continuous innovation, perseverance and outstanding leadership, and also a microcosm of China's economic miracle. Ping An has a tortuous story from property insurance to life insurance, to the operation of fully licensed comprehensive finance, to science and technology, and it is not so easy.
Ping An Technology is not guided by serving the informationization and networking within Ping An, but aims at establishing an ecological circle and providing technical service capabilities in specific scenarios.
For example, Ping An Finance has a unified account. From the operational point of view, all banks have a competitive relationship with Ping An Bank. However, 93% of banking financial institutions and more than half of insurance financial institutions in China are using Ping An Technology. What does this mean? It shows that Ping An Technology is really competitive, you need to use it, and it is better for you, so Ping An Technology has done it step by step.
6. Great initial heart. Ma Mingzhe put forward in 1999 that the rise of China is an indisputable fact. Behind the rise of China, there must be several outstanding enterprises in the world, and China Ping An must be one of the core enterprises. This initial intention determines that enterprises will never be satisfied and constantly surpass themselves.
"Survival in competition and development in innovation" is the Shekou gene, and so is the feeling of home and country, which should be traced back to the origin of modern commercial civilization in China. 1872, Li Hongzhang set up China Merchants Bureau, hoping to "build a prosperous and strong foundation with business". Zheng said that if you want to strengthen yourself, you must get rich first. If you want to get rich, you must first boost industry and commerce.
7. Survival in competition and development in innovation.
When Ping An started to do property insurance, athletes were also referees, and Shenzhen Branch of China People's Bank was the competent unit of PICC, which was integrated. Peace was hard at that time.
If you want to survive without suffering, how can you grab the bill? So they went to sweep the building at that time. Today, many leaders in Pingping have to clean up from the first floor to the eighteenth floor, solve the problem of survival first and then innovate. Their awareness of learning and innovation is very strong.
8. Modern corporate governance.
? If enterprises do not have long-term planning and long-term investment, it is difficult to achieve such a large scale of peace.
? For example, Ping An Technology is very strong today. In addition to investing heavily in basic research, it is also related to the establishment of Zhangjiang Support Center more than ten years ago and twenty years ago. At that time, all the data to be processed at the front desk all over the country were transmitted to Zhangjiang Support Center for storage and processing. This leaves data.
Without the decision at that time, you can't make a breakthrough in data and algorithm today. But it was difficult to make such a decision at that time. At that time, many state-owned banks went to inspect and found that it would take many years to see results, so they stopped doing it. Only with good corporate governance can the long-term strategy be truly implemented and guaranteed, which is the institutional advantage of Ping An.
China Ping 'an's corporate governance has distinct characteristics of modern enterprises-diversified shareholding structure, mature and standardized corporate governance organizational structure and governance operation mechanism, and has gradually established a "five-in-one" governance structure of shareholders' meeting, board of directors, party committee, board of supervisors and executive committee, each of which has its own duties and standardized operation.
Under such a framework, the management can consider long-term issues, adhere to long-term doctrine, and not be afraid of the long road.
9. Professional management and control system.
As a financial control structure, Ping An has a high degree of control over its subsidiaries. The group plays the role of a group and the subsidiaries operate professionally.
Ping An has introduced a large number of industry professionals, and also paid attention to learning international advanced experience. When we emphasize entrepreneurship in China today, we can't ignore the professional knowledge, skills and management we have learned from overseas.
Huawei and Ping An, two enterprises that appeared in Shenzhen 1987 and 1988, are the two enterprises that have invested the most in knowledge learning. Huawei is IBM's biggest customer in China for many years, and Ping An is McKinsey's biggest customer in China for many years.
On the 32nd anniversary of Ping An, I met Mr. Ma. He said that Ping An has 1 1 innovative consulting projects, such as McKinsey, Boston, Accenture, etc., and he will continue to learn from the experience of professional teams.
China Ping An has established a management system of "system based on process, process based on system", relying on technology, platform as the carrier and system as the standard, and implementing the will of management layer by layer, so that the business philosophy of compliance and standardization can be implemented in all aspects of operation and management, and the strategic decisions of integrated financial groups will not be distorted in the implementation process of subsidiaries and levels.
10. The backbone of China's economy includes large state-owned enterprises and enterprises with entrepreneurs-they start from small places that state-owned enterprises can't see and shine brilliantly.
At the turn of the century, BAT was born.
In 20 10, the demographic dividend in China gradually disappeared, and Xiaomi and Meituan were born.
In 20 12, the working-age population in China began to decline, and ByteDance was born.
Therefore, the story of starting a business from scratch is not far from us. Relying on the integration of state-owned enterprises, we can make the world's top 500, and relying on entrepreneurs to start from scratch, we can make more world brands recognized by consumers 100.
1 1, there are self-made entrepreneurs and entrepreneurs in every era. There are many theories about economic growth. William baumol (william jack Baumol, American economist, honorary professor of economics at Princeton University, retired senior researcher and professor of economics at new york University) said: A good economic form should be a mixture of entrepreneur economy and large enterprise economy, not state capitalism or oligarchy capitalism.
12. For small enterprises, the problem lies in insufficient investment in research and development, and they must survive first. For large enterprises, the advantage is that they can invest in the medium and long term, while the disadvantages are bureaucracy, path dependence and gradually paying no attention to productive innovation.
13, so a healthy system is a mixture of these two kinds of capital. The vitality of entrepreneurs makes new models appear constantly, challenging and impacting large enterprises. Large enterprises rely on scale and stability for medium and long-term investment.
14, baumol emphasized that whether entrepreneurs are arbitrage and rent-seeking, whether they focus on productive activities or do destructive activities, has a lot to do with the so-called incentive structure, that is, whether entrepreneurs' activities can be effectively motivated. A society encourages entrepreneurs to go wherever they go.
15, the main body to promote economic growth is entrepreneurs who use knowledge innovation in the deepening of division of labor. They are sensitive to opportunities, dare to try, and are willing to take risks and uncertainties.
16. In fact, Berkshire Hathaway is a diversified investment company with many non-financial enterprises, such as energy. If we look at the income of the financial industry purely, Ping An is already the largest financial company in the world.
The fact itself is very exciting. Ma Mingzhe, a young man with a very ordinary background and low education at first (later studying for a PhD on the job), has ideals and is willing to try. Based on Shekou gene, it took decades to make a financial enterprise the first in the world.
17, from a property insurance company to life insurance, to comprehensive finance, to science and technology, determined to become a world-class science and technology company, the 32-year course of finance+technology, finance+ecology and peace has been changing.
18. In this process, especially in the process of transforming into a technology company, a lot of tuition fees were paid and many enterprises died. Many people stop exploring after failure and want to go back to the original road. Their thinking is fixed.
19. In Ping An, some people say that insurance makes so much money and banks make so much money. Why do you want to be a high-failure technology enterprise?
I talked to General Manager Ma (Ma Mingzhe) more than ten years ago, and he said there was a lot of pressure. I said that the business is growing at a high speed now, and there is no problem.
He said that he saw the data from the United States, and Amazon just went public. At that time, Amazon mainly sold books online, and the loss was very serious. However, Amazon's market value is higher than Barnes &; Noble) is higher. A company with such a serious loss, its market value actually exceeds the offline chain network that makes money, which cannot be shaken. Why?
? Ma Mingzhe thought about this question for a moment and thought that there must be a reason, because investors are investing in the future, why does Amazon represent the future? Because of the combination with the internet, there will be a lot of imagination in the future.
20. China Ping An was founded in 1988, and 1992 was renamed China Ping An. Many enterprises in Shenzhen are so big today because there were too few local markets in Shenzhen at that time and they had to go out.
Why can't some local enterprises with particularly good basic conditions in big cities go out? Why go out when the local market is so good? It's inconvenient to travel abroad, so it's better to stay in a big city.
? But Shenzhen is different, the market will soon be full, and it will go from Shekou to Shenzhen and from Shenzhen to the whole country.
2 1. Peace is a benchmark for the development of commercial civilization in China. I think the internal factor of commercial civilization is the crystallization of innovation, the code of conduct, the order of cooperation and the inheritance of culture. These aspects are remarkable.
22. A sentence in the movie Pi: If every change we experience in life makes us go further in life, then we have really experienced what life wants us to experience.
People like Ren and Ma Mingzhe have truly realized the mission entrusted to them by this era and society.