However, the most important thing to buy is to see whether the product is suitable for you. There is no difference between good and bad products. So buying insurance is the same as buying other things. First of all, you need to know what you need, and then find the right product according to your own needs. The probability of buying the wrong one is much smaller. Professional brokers are very important. The agent can help you analyze how much to buy, what risks to buy, what is the reasonable premium and so on. Buying insurance should vary from person to person, according to one's ability. Specific products need to know your situation before you can give advice that suits you. Occupation, age, gender, existing insurance, etc. I can help you analyze it.