Senior sister checked the settlement interest rate of universal products of Harmony Health Insurance Company in May 2022. The annualized settlement interest rate of Harmony 1 Nursing Insurance (universal) is 4.00%, the annualized settlement interest rate of Harmony 1 Nursing Insurance (universal) D is 4.80%, and the annualized settlement interest rate of Harmony No.5 Nursing Insurance (universal) is 2.50%.
If you want to know the specific settlement interest rate of other universal insurance, you can go to the insurance company official website for enquiry.
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The settlement interest rate is actually very simple, which is the last interest rate given by the insurance company.
This interest rate will be announced every month, in other words, it may be different every month.
The higher the settlement interest rate, the better.
When we choose universal insurance products, we can refer to the historical settlement interest rate level of the products. If it is relatively stable and high, it is still good.
Many friends will buy universal insurance for financial management. You can see here: financial management with universal insurance, stable and safe income? Universal insurance from the beginning!
If there is no reference to the settlement interest rate, you can look at the guaranteed interest rate of the product.
This guaranteed interest rate means that the final interest rate will not be lower than it, but it may be equal to it.
Therefore, the guaranteed interest rate is also an important reference index.
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