1. Suzhou is a residential area in Suzhou, including Suzhou City, Kunshan, Taicang, Zhangjiagang, Changshu, Gusu, Wujiang, huqiu district, Xiangcheng District and Industrial Park.
2. Have participated in medical insurance in the above areas. As long as you have participated in medical insurance in Suzhou, both locals and outsiders can.
3. Su Bao Hui, an undiagnosed 8 kinds of serious diseases, also requires the health of the insured, but the requirements are not particularly strict. As long as 8 major diseases are not diagnosed before insurance, they can be insured.
Eight serious diseases are: malignant tumor (including leukemia and lymphoma), renal insufficiency, liver cirrhosis/hepatic insufficiency, ischemic heart disease (including coronary heart disease and myocardial infarction)/chronic cardiac insufficiency (cardiac function grade III and above), cerebrovascular disease (cerebral infarction and cerebral hemorrhage), hypertension (phase III), chronic obstructive pulmonary disease/chronic respiratory failure diabetes with serious complications.
In 2020, the maximum compensation for single medical expenses is 85,000 yuan, and the maximum compensation for special drug expenses is 654.38+10,000 yuan, with a per capita maximum of 24,000 yuan. "Su Hui Insurance 202 1" is underwritten by Soochow Life Insurance and Pacific Property Insurance is underwritten by Suzhou Branch of Pacific Life Insurance. The premium will remain unchanged in 49 yuan, and the coverage will limit the traditional service restrictions. Suzhou basic medical insurance personnel, regardless of age, occupation, household registration and health status, can participate in the insurance.
In terms of security, "SU 202 1" includes 6,543,800 yuan of medical expenses and 6,543,800 yuan of some high self-funded drugs. The list of high-value special drugs has been increased to 20, and outpatient, inpatient, self-funded, compliance and self-funded expenses are included in the scope of protection. During the payment period, after deducting the deductible, if the new insured has suffered from serious illness in the past, it will be paid at a rate of 30%. In 2020, the insured who meets Su Huibao's insurance conditions and has participated in the protection plan will no longer distinguish whether they are "seriously ill in the past" when renewing their insurance, and will pay according to the proportion of 70%.