First, functional differences.
Medical insurance health account is an account provided by the government for patients, which can be used to pay medical expenses and purchase medical insurance. Personal account is an account opened by an individual, which can be used to deposit personal funds and pay for daily consumption.
Second, the use of different ways.
The medical insurance health account is provided by the government, and patients can apply online or offline. After the application is successful, the government will deposit the funds into the patient's account, and the patient can use the funds in the account through online or offline payment. Personal accounts are opened by individuals themselves, which can be opened through banks or third-party payment platforms, and the funds in the accounts can be used through online or offline payment.
Third, differences in management.
The medical insurance account is provided by the government, and the government will regularly review the account to ensure that the funds in the account are used reasonably. Personal accounts are opened by individuals themselves. Individuals can manage their own accounts, or entrust banks or third-party payment platforms to manage accounts.
Fourth, the differences in security.
Health insurance accounts are provided by the government. The government will strictly examine the account and take multiple security measures to ensure the safety of the funds in the account. Individual accounts are opened by individuals themselves, and individuals can take different security measures according to their own needs to ensure the safety of funds in the accounts.
The above is the difference between medical insurance health account and personal account. From the aspects of function, use, management and security, both accounts have their unique advantages. Patients can choose a suitable account according to their actual situation to better meet their own needs.