1. Health benefits include hospitalization reimbursement and mutual insurance guardian fund. In fact, there is no reimbursement ratio for Alipay health insurance, but it is obtained through collection, and the amount of health insurance can be accumulated to the upper limit. This amount is the amount of Alipay health insurance, and the amount of compensation that can be obtained when a disease occurs within the scope of protection.
2. The product corresponding to Alipay's free health insurance quota is Worry-Free for Serious Illness (Welfare Edition). Critical illness insurance is underwritten by Taikang Online, an internet insurance company established by Taikang Life Insurance. It is the health protection provided by Alipay for offline payment users free of charge, which guarantees one-year critical illness insurance with a maximum insured amount of 5,000 yuan.
3. Initial insured amount 60 yuan. Every time an offline payment is completed, the insured amount will also increase, up to 3 times a day. In addition, when the air pollution is serious, you can also get a quota, only once a day.
4. The age range of the insured in this insurance is 1~60 years old (inclusive). The term is 1 year. During the insurance period, if the insured is diagnosed as suffering from serious illness for the first time by the hospital due to accidental injury, the insurance company will pay the insurance money, which is the accumulated amount when you apply for claim settlement-the health insurance amount.
5. Major diseases refer to 25 major diseases stipulated by the state. Such as malignant tumor, acute myocardial infarction and sequelae of cerebral apoplexy. Once diagnosed as a disease in the insurance clause, the insurance company will pay the insurance money in one lump sum.
6. Although the amount of medical insurance can be accumulated now. However, there is an upper limit. After consulting Alipay customer service, it is confirmed that the upper limit is 2000 yuan. If you really suffer from one of the 25 major diseases, this amount is probably a drop in the bucket.
The above is an introduction to the reimbursement ratio of Alipay Health Fund. I hope the answer will help you.