Introduction of xinhua medical Insurance Products
At present, Xinhua Life Insurance is building five product systems including pension, health, medical care, accident and life insurance around the five personal risks of "illness, death and disability", and has developed a number of characteristic medical insurance products, including personal tax preferential health insurance (universal insurance) (A /B) and medical insurance with additional hospitalization expenses 20 16 (A /B).
China Medical Insurance and Additional Hospitalization Allowance Medical Insurance recently launched by Xinhua Life Insurance have obvious innovative features. In view of the limited reimbursement level of social security and insufficient self-funded medical expenses, the products of Gradually Kanghuagui A Medical Insurance not only protect the self-funded medical expenses in the social security catalogue, but also compensate the self-funded expenses that are not reimbursed by social security, which is conducive to patients adopting more advanced diagnosis and treatment technologies and new special drugs, and is conducive to patients' early recovery. The product provides two-stage protection plan, and the annual protection amount is 200,000 yuan and 300,000 yuan respectively, which can fully solve the burden of patients' medical expenses, especially large medical expenses. The high-level plan also bears the expenses of special medical departments and international medical departments, further improving the medical quality of customers. The biggest highlight of "medical insurance with additional hospitalization allowance" is to increase the responsibility of operation allowance on the basis of providing daily hospitalization allowance and intensive care allowance. Drawing lessons from international and industry experience, Xinhua Life has developed the latest and most comprehensive operating table in the industry, covering six major organ transplant operations and 10 grade 1476 clinical common surgical items, which fully meets the needs of customers for surgical medical insurance and fills the gap in the application standard of surgical classification insurance in the insurance industry.