1, Sunshine Life's two-guarantee plan selects lung cancer, liver cancer, esophageal cancer and prostate cancer as the protection contents, and the incidence of these four cancers accounts for 46% of the total incidence of male cancer; Among the female cancers, breast cancer, cervical cancer, uterine cancer and ovarian cancer were selected as protected contents, and the incidence of these four cancers accounted for 43% of the total incidence of female cancers. At the same time, if you don't have the cancer before the age of 70, you can return 105% of the premium paid.
The most important thing is that this special guarantee is cost-effective. If a 35-year-old woman guarantees 300,000 yuan and chooses to pay for 20 years, she only needs 3 1 and 7 1 yuan per year, which is equivalent to 30% of the premium of ordinary critical illness insurance, but it does solve the most urgent and main problem and can meet the security needs of more people. If you don't have directional malignant tumor by the age of 70, you can get back 6659 1 yuan as a birthday bonus.
3./kloc-people aged 0/8 to 55 can choose to buy this product. There are three payment methods: 5 years, 10 years and 20 years. At the same time, it is free of medical examination, which provides convenience for our customers in insurance.
However, taking the critical illness insurance in the market as an example, the coverage of 35-year-old women is 300,000, the payment period is 20 years, and the annual premium is about 1 1,000. The older they are, the higher the premium will be. For most people, especially ordinary wage earners, this is not a small expense. Therefore, although the traditional critical illness insurance is comprehensive, the premium is relatively high, and it does not distinguish between male and female diseases. There is a phenomenon that men have to pay premiums for diseases that are relatively high for women and relatively low for men, and vice versa.
After a long period of full demonstration and research and development, Sunshine Life has selected four kinds of high-risk cancers of different genders, and accurately positioned the malignant tumor protection product-Sunshine Life's two-way protection plan.