New China Life Insurance-critical illness insurance Clause
1, this product provides 1 10 kinds of serious illness protection and 1 compensation. After the waiting period, it is possible to pay 100% of the basic insurance coverage, and for certain serious diseases of men and women, it is possible to pay an additional 20% of the insurance coverage. This includes prostate cancer in men, breast cancer in women and so on.
2. And this product also contains 55 kinds of ailments, and it is paid for 3 times. Without grouping and interval, you can pay 20% of the basic insurance amount every time, and the probability of payment is still relatively large.
3. There is also death protection. If you unfortunately die of illness during the waiting period, you can pay 1 10% of the premium paid; However, if you die unexpectedly after the waiting period, you will be paid according to the basic insurance amount.
4. In the first 10 years of insurance, if the insured is unfortunately diagnosed with a serious illness or unfortunately dies, an additional 20% of the basic insurance amount can be obtained.
5. And the product comes with the exemption of the insured's mild illness, that is, if the agreed mild illness is diagnosed, the subsequent premium can be exempted. An exemption clause of the insured may also be attached.
6. However, it should be noted that if the insured is involved in drug abuse, intentional crime, intentional self-harm, drunk driving, etc. They will not be liable for payment. For example, deaths caused by wars and military conflicts will not be guaranteed. Be sure to read the disclaimer of the insurance policy carefully after insurance.