Method 1: When applying for insurance benefits under this contract, the beneficiary may convert all or part of the insurance benefits into annuities;
Option 2: From the 2nd1policy year after the payment period of this contract expires, if you apply to dissolve this contract or reduce the insurance according to our relevant policies at that time, you can convert all or part of the cash value of this contract into an annuity;
Option 3: After the payment period of this contract expires and the insured reaches the age of 60, if you apply to dissolve this contract or reduce insurance according to our relevant policies at that time, you can convert all or part of the cash value of this contract into an annuity.