Huaxia Healthy Life is a new life-long critical illness insurance product launched by Huaxia Life Insurance on 20 16 1, which is an upgraded version of Changqing 20 15. For a healthy life, not only are there more kinds of diseases than evergreen trees (77 serious diseases and 33 mild diseases), but the number of mild diseases can reach up to 5 times (20% extra each time), and both mild and severe diseases can be exempted from insurance premiums. Moreover, if the insured was under 18 years old at the time of his death and was totally disabled, the premium of 1.5 times will be returned. The cost performance is relatively high.
In addition, there is Taikang Health Lifelong Critical Illness Insurance, which covers 60 kinds of critical illness and 26 kinds of minor illness, and the premium is lower than before 10%. The characteristic is that after getting sick, you can get a nationwide green channel service for serious illness, guarantee expert outpatient service, expert ward, expert surgery, and a transportation and accommodation subsidy of 5,000 yuan outside the province in 2000.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.