Judging from your basic situation, I suggest you give priority to accident insurance, health insurance and other insurance products suitable for couples. PICC Life carefully chooses term life insurance, which is the first insurance based on health pricing. According to the degree of physical health, it can be divided into six insurance grades, which provide protection for serious diseases and accidents, and are very suitable for people who pursue high security and low prices.
In short, I suggest that you can consult the professional insurers of insurance companies in combination with your husband's specific situation, or you can choose some professional online insurance platforms and choose the insurance scheme that suits you best.