This is a million medical insurance, which belongs to high-end medical insurance products. Provide hospitalization expenses, special outpatient medical expenses and emergency medical expenses before and after hospitalization. Not limited to social security drugs, 3 million for life. It will guarantee no claim for three years and promise to renew it, regardless of health status.
It depends on whether Taikang Health enjoys the C mode, and the most important thing is to look at the insurance liability. Let's learn about the products through the insurance brochure.
1. Insurance age: 0 -64 years old.
2. Insurance period: 1 year.
3. Insurance liability:
(1) Hospitalization medical expenses
The insurance company pays the necessary and reasonable expenses arising from hospitalization according to the agreement, including bed fee, meal fee, bed fee accompanied by guardian, etc.
(2) Special outpatient expenses
Including outpatient malignant tumor treatment, outpatient renal dialysis expenses, outpatient anti-rejection treatment after organ transplantation, and outpatient surgical treatment;
(3) Medical expenses of outpatient and emergency departments before and after hospitalization
7 days before hospitalization (including the day of hospitalization) and 30 days after discharge (including the day of discharge), receiving emergency treatment for the same reason as hospitalization (excluding special outpatient medical expenses);
2. Do you enjoy the renewal of C medical insurance?
The renewal of insurance coverage means that after the expiration of the previous insurance period, the applicant applies for renewal, and the insurance company continues to underwrite according to the agreed rate and original terms.
Kang Zunxiang's C does not guarantee renewal, and the product renewal rules are clear. The insurance company has the right to decide whether to adjust the premium rate according to the actual situation. The first two renewals also require the insurance company to review and pay the corresponding premium. In addition, if Kangzun enjoys C suspension, the insurance company will not provide renewal service, but will only provide customers with other compliant products and services.