Do you need a medical examination to buy millions of medical insurance?
The regulations of this different insurance company are different, depending on how the insurance company stipulates it. Generally speaking, millions of medical services sold online have intelligent underwriting function, which is faster and does not require physical examination. However, some insurance companies will combine millions of medical insurance with other types of insurance, so in order to control risks, physical examination will generally be added.
Of course, no matter whether you need a medical examination or not, you need to inform the insured of your health status. The insured should answer the insurance company's questions truthfully, and don't deliberately hide the illness. In addition, there is an age limit for millions of medical insurance. Everyone should pay attention to the age of insurance. The older they are, the more expensive millions of medical insurance premiums will be, so they should be insured as soon as possible.
When buying millions of medical insurance, you need to pay attention to the renewal conditions, deductibles and coverage contents. Different products have different renewal conditions. For the insured, it is best to choose products that can guarantee renewal. In terms of deductibles, the deductibles of different products are different. You can choose the deductible according to your own needs. In terms of coverage content, the coverage content of millions of medical insurance is generally similar, but some insurance companies will resort to deceit in the coverage content.
That's all. I hope it helps you.