1. After the commencement of insurance liability, if the applicant requests to terminate the insurance contract, the insurance contract shall be terminated as of the date of notifying the insurer, and the insurer shall collect the insurance premium from the commencement of insurance liability to the date of termination of the contract according to short term rates, and return the remaining insurance premium.
2. After the commencement of insurance liability, if the insurer requests to terminate the insurance contract, it may issue a notice of termination to the applicant fifteen days in advance to terminate the insurance contract, and the insurer shall collect the insurance premium according to the daily ratio of the period from the commencement date of insurance liability to the date of termination of the contract to the insurance period, and return the remaining insurance premium.
3. After the establishment of this insurance contract, the applicant may notify the insurer in writing to terminate the contract, except that the insurer has paid the insurance premium according to this insurance contract. The applicant shall provide the following supporting documents and materials when dissolving this insurance contract:
(1) application for termination of insurance contract;
(2) The original insurance policy;
(3) Insurance premium delivery certificate;
(4) the identity certificate of the insured or the certificate of the insured unit.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.