What are the main factors to consider when determining the health insurance rate?

The incidence of disability, failure rate, disease incidence rate, interest rate, expense rate, disease duration and mortality rate are the main factors to be considered when determining health insurance rates. There are many factors that affect the rate of health insurance, such as failure rate, failure rate, disease incidence rate, interest rate, expense rate, disease duration and mortality rate. At the same time, underwriting habits, claims principle, exhibition mode and company's main objectives will also affect health insurance rates.