As we all know, the earliest high-end medical insurance in China was introduced for foreigners working in China to meet their medical needs in international private hospitals in China. Then it expanded to China to send overseas executives and staff to meet their needs of seeking medical treatment abroad.
With the word "high-end", the premium is naturally not cheap, so what advantages does it have over ordinary medical products?
High insurance coverage: 8 million-63 million, so don't worry about insufficient insurance coverage when you go to your hospital. Customized selection: you can freely choose the coverage (such as including the United States, excluding the United States, Greater China, etc.). ) according to the needs of the insured, and you can also freely match the self-payment ratio. Hospital selection is wide: most high-end medical services are suitable for hospitals all over the world, expensive private hospitals in China, and special needs/international departments of public hospitals, such as United Family, Baihui and Concord International Department. Wide coverage: compared with ordinary medical insurance, which only includes hospitalization (some of which can be attached to outpatient service), high-end medical care can cover outpatient service, delivery, physical examination, dentistry, vaccine and even glasses replacement. Direct payment: this is a major feature of high-end medical care. Ordinary medical insurance is to pay medical expenses in advance and reimburse them afterwards. As long as the medical card is used for high-end medical care, the medical expenses are paid directly by the insurance company, which saves the tedious process of paying in advance and then reimbursing. Good service: good medical facilities, no queues, attention to guest privacy, one-on-one service, emergency rescue and other services. The case analysis of specific products may not be completed within one month. Here are some popular high-end medical brands. I just sorted out the relevant contents about buying insurance physical examination, hoping to help you: ten precautions for buying insurance physical examination!
First, Bupa protects cypress trees.
As the king of high-end medical insurance, I believe everyone will be familiar with it. If you want the same star, choose it.
Bupa Bupa, founded in 1947, is the abbreviation of United Providence Association. 17 The British Mutual Aid Association joined hands for the first time to provide customers with high-quality private health insurance services, and Bupa was established accordingly. At present, Bupa has 32 million customers in more than 190 countries. Because there are no shareholders, they invest all the proceeds to provide customers with more comprehensive medical care. As a leading international medical group, it provides health insurance products and medical care services, and operates nursing homes, retirement communities, hospitals, primary diagnosis and treatment, diagnosis centers and dental clinics. Bupa entered Chinese mainland in 2006, and its domestic partner is yongcheng Property Insurance Company. Its global medical insurance series sold in China can meet the needs of high-end people with high security, direct payment from expensive hospitals around the world and high-quality medical services.
Hot products: global medical insurance series elite plan
Antai USA Antai
Antai Insurance Finance Group is one of the oldest health insurance companies in the world. 1850, opened the Anuity department and started the life insurance business. 1853, Antai Life Insurance Company was established independently by the Ministry of Safety and Security. In the United States, the company is in a leading position in medical, dental, pharmaceutical, life and group disability insurance. Starting from 1936, Aetna began to provide the most comprehensive medical insurance for groups and companies from the original main life insurance. Aetna 1993 entered China.
Hot products: the love of Antai's life (with four children)
Iii. Allianz
As one of the world's leading financial services groups, Allianz Group provides insurance and asset management solutions on a global scale, with 6.5438+0.44 million employees serving more than 85 million customers in more than 70 countries and regions around the world. Allianz ranks among the top five in 32 global markets in three core business areas: property insurance and liability insurance, life insurance and health insurance, and asset management. In China, Allianz SE independently established Allianz Property Insurance (China) Co., Ltd., and its high-end medical insurance products are provided by Allianz Global Care with a huge global medical direct payment network to facilitate customers to see a doctor.
Hot products: Kangrui Global
Fourth, China MSH.
MSH International, founded in 1974, is the world's leading international health insurance design and management company and the only international health insurance service company with ISO qualification certification. Its employees come from all over the world, and its medical network covers about 65,438+050 countries, providing high-quality international health insurance services and solutions to 275,000 foreigners from more than 8,000 enterprises in 65,438+094 countries.
As early as 200 1, MSH China was established. In 2005, MSH of China launched the first international health insurance plan approved by China Insurance Regulatory Commission in China. At present, MSH China's network in China covers more than 500 top hospitals and international clinics, covering more than 20 large and medium-sized cities. It is the largest and most extensive direct payment medical network in China.
Popular products: MSH classic personal global medical insurance plan
5. Now Healthy Shikang International
Now, Health Shikang International is a professional international medical insurance service provider with offices in Beijing, Shanghai, Hong Kong, Jakarta, Singapore, Dubai and the United Kingdom. Now, Health Shikang China and Asia-Pacific Property Insurance have joined hands to provide the highest-end medical insurance services to customers all over the world.
Hot products: global insurance
6.cigna & amp； China merchants bank Cigna
China Merchants Cigna Life Insurance Co., Ltd. (hereinafter referred to as "China Merchants Cigna") was established in 2003, and its current shareholders are Cigna North America Life Insurance Company and China Merchants Bank. Cigna North American Life Insurance Company is a subsidiary of Cigna Insurance Group. Cigna Group is a global medical insurance service company established in 1792. China Merchants Bank was established in Shenzhen, 1987. It is the first joint-stock commercial bank in China that is wholly controlled by an enterprise as a legal person, and ranks among the World Bank 100.
Popular products: group insurance
Seven. ICBC AXA Life Insurance ICBC AXA
ICBC-AXA Life Insurance Co., Ltd. (hereinafter referred to as "ICBC-AXA Life Insurance") was jointly established by Industrial and Commercial Bank of China, the world's largest bank by market value, AXA AXA Group, the world's largest insurance group, and China Minmetals Group, a global top 500 central enterprise. The shareholding structure of the company is: China Industrial and Commercial Bank holds 60%, AXA AXA Group holds 27.5%, and China Minmetals Group holds 65,438+02.5%.
Hot products: Global/Global Asia Medical Insurance VIII. AXA Tian Ping AXA Tianping
AXA Tian Ping, full name AXA Tian Ping Property Insurance Co., Ltd., is the largest foreign property insurance company in China market. AXA Tian Ping was formed by the merger of Tian Ping Auto Insurance, the first professional auto insurance company in China, and the wholly-owned property insurance subsidiary of AXA Group, the world's largest insurance group, in China. Relying on AXA AXA Group's strong financial strength, outstanding brand value and leading professional ability, and integrating Tian Ping Insurance's rich local experience resources and service network, we are committed to providing customers with timely, convenient and reliable insurance services.
Hot products: excellent global personal health care
Nine, China Taiping China Taiping
Taiping Life has a long history. 1929 was established in Shanghai, and 1956 moved overseas to specialize in life insurance business. It was once one of the strongest, largest and largest national insurance companies in China's modern history, and also one of the China life insurance companies with the longest operating time and brand history in China. Taiping Property Insurance is the only insurance company under the financial central enterprise China Taiping Insurance Group that operates property insurance business in China. Headquartered in Shenzhen, with a registered capital of 4.57 billion yuan.
Hot products: Taiping GBG Shenzhou Optimization
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