Known as millions of medical insurance, exclusive electronic health insurance, the biggest feature of this medical insurance is up to 6 million medical reimbursement. It can solve all medical expenses at one time, including medical expenses, imported drugs, bed fees, self-funded drugs, special outpatient services, anti-rejection treatment, unexpected titanium alloy steel plates, outpatient and emergency services before and after hospitalization, fox fees, operation fees, hospitalization meals and examination fees.
Of course, it is impossible for this medical insurance to provide compensation at will. In general, it consists of a deductible of 6.5438+0 million yuan. Of course there are exceptions. When the insured is hospitalized with malignant tumor for the first time, the deductible is no longer deducted, and the follow-up insurance is also zero deductible.
Well, since this medical insurance has such a high amount of compensation, what is the price of this exclusive electronic health insurance?
First of all, this medical insurance can be applied by adults and children, so the amount of insurance is different at different ages, because the risks he faces are different. In addition, whether there is social security or not, you can insure this medical insurance, and people without social security will be more expensive. And can be insured for 30 days to 60 years old, and can be renewed to 80 years old.
Therefore, for teenagers, the insurance coverage is the lowest. 136 yuan; Old people and babies have the highest insurance coverage.
1. Many people say that if the insured falls ill the year before, will he renew his insurance the next year?
Of course, renewal is given, because the terms of the contract promise that renewal will not be refused because of changes in health status or historical claims, and the renewal premium will be adjusted separately.
2. Many people also ask that the deductible of this insurance is 1 ,000 yuan, and the general cost of illness is less than 1 ,000 yuan. Isn't that a loss?
This situation does exist, but I don't think the author will lose money, because when the real risk comes, 6,543,800 yuan is just a drop in the bucket. Buying insurance is to use a small amount of investment to resist big risks and leverage, and the lowest annual premium of this insurance can solve most medical expenses, so I personally don't think it will lose money.
3. Someone asked, what is the difference between Zhongan's electronic health insurance and critical illness insurance?
Major diseases have their definition and atmosphere, so enjoying electronic health medical insurance does not limit the types of diseases, but reimburses the medical expenses actually incurred by the insured within the scope of protection.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.