Today, Senior Sister takes Welfare and Health whole life insurance as an example to see how dividend-paying whole life insurance in Taiping, China is.
First of all, let's come to the relevant knowledge points of insurance under science popularization: super-complete! Everything you want to know about insurance is here.
First, I will give you the product evaluation chart of Welfare Health whole life insurance:
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It can be seen that the content of welfare and health protection in whole life insurance is straightforward, and it only provides corresponding protection when the insured dies.
Welfare and Health The highest underwriting age in whole life insurance is 65, and in many whole life insurance, the highest underwriting age can reach 70. The former is not very friendly to the insured people aged 65 -70.
Welfare and Health whole life insurance has many payment terms. Consumers can freely choose to pay in batches when they apply for insurance, 10/ 15/20 years, or 55/60 years old.
Moreover, compared with the waiting period of similar products 180 days, the waiting period of Welfare and Health whole life insurance is only 90 days, so that the insured can enjoy product protection as soon as possible.
Regarding the waiting period, we need to pay more attention to these details: will the insurance company not lose money during the waiting period? If you don't understand, you will suffer a big loss!
It should be noted that, although the welfare and healthy whole life insurance has the function of policy dividend, the dividend is not available every year, because the dividend is uncertain.
Therefore, don't think that whole life insurance can wait for the insurance company to pay dividends after being insured for welfare and health, and may not get any dividends in the end.
About welfare and health whole life insurance, Senior Sister said here first. Want to know more about this product, you can go here: Want to buy Taiping Welfare Health whole life insurance (dividend-paying)? It is recommended to understand these points before talking!
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